Legal · GDPR-aligned

Privacy Policy

What we collect, what we don't, on what lawful basis, for how long, with whom — and exactly how to exercise your rights. In plain language, then in full detail.

In plain language (TL;DR)

1. Who is the controller

The data controller for the personal data described in this Policy is:

When you call our API as a business to record decisions made about your own end users, you typically act as a controller in respect of those end users; we typically act as a processor on your instructions for any metadata derived from their personal data. A Data Processing Agreement (DPA) is available on request.

2. What we collect (and what we don't)

2.1 What we do not collect

Because the Service is designed for zero data access:

2.2 What we do collect

Categories of personal data we process when you use the Service:

3. Why we process it & on what lawful basis

For each category we set out the purpose and the GDPR Article 6(1) lawful basis:

We do not process special categories of personal data under Art. 9 GDPR. Please do not submit them; if you accidentally do, contact us so we can delete them.

4. How long we keep it

5. Cookies & local storage

The Service uses a minimal set of strictly-necessary cookies and browser localStorage to keep you signed in and to remember the API key you created in the Sandbox dashboard. We do not use advertising, cross-site or tracking cookies, and no third-party analytics SDKs are loaded.

You can disable cookies in your browser, but parts of the Service will stop working (you will not be able to stay signed in).

6. Who else sees it (subprocessors)

We do not sell personal data and we do not share it for advertising. We use a small number of carefully selected subprocessors, each bound by a Data Processing Agreement under Art. 28 GDPR:

A current list of subprocessors is available on request at privacy@signatrust.net; material changes are notified to active customers with reasonable advance notice.

We may disclose personal data to courts, regulators or law-enforcement authorities where required by law or in response to a lawful order. We will, where permitted, notify the affected user before disclosing.

7. International transfers

Personal data is stored and processed in the European Union. Where a subprocessor or a counterparty requires a transfer outside the EEA, we rely on an Article 45 adequacy decision where available, otherwise on the European Commission's Standard Contractual Clauses (Decision 2021/914) with appropriate supplementary measures. Details are available on request.

8. Your rights under the GDPR

If you are in the EU/EEA, you have the following rights with respect to your personal data:

To exercise any of these rights, write to privacy@signatrust.net. We respond within one month (extendable by two further months for complex requests, with notice). We may need to verify your identity before acting.

9. Security

We protect personal data with measures appropriate to the risk, including:

No system is perfectly secure. We make no guarantee against every possible attack, but we treat security as a first-class engineering and operational priority.

10. Children

The Service is not directed at children. We do not knowingly process personal data of children under 16 (or the digital-age-of-consent equivalent in your jurisdiction). If you believe a child has provided us with personal data, contact us and we will delete it.

11. Automated decision-making & profiling

The Service produces derived signals — Trust Score, Trust Passport, Risk Profile, premium index — from verifiable history. These are intended to inform decisions taken by you or by counterparties (auditors, regulators, insurers). Signatrust does not itself take legally significant decisions about you on the basis of profiling. Where you, as a controller, use these signals to take a decision with legal or similarly significant effects about an individual, you are responsible for the obligations in Art. 22 GDPR, including providing meaningful information about the logic and the right to human intervention.

12. Personal-data breach handling

If we become aware of a personal-data breach affecting your data, we will notify the relevant supervisory authority without undue delay and where feasible within 72 hours, as required by Art. 33 GDPR. Where the breach is likely to result in a high risk to the rights and freedoms of affected individuals, we will also notify those individuals without undue delay, as required by Art. 34. Customers with active accounts will receive a notice by email and an in-product banner.

13. Changes to this Policy

We may update this Policy to reflect changes to the Service or to applicable law. We will publish the new version at signatrust.net/privacy, update the "Last updated" date, and give reasonable advance notice of material changes by email to active account holders.

14. Contact & supervisory authority